Apply Grants For Single Mothers

A study conducted by a renowned institution shows that, there are 13 million single parents in the United States, out of which 84% are single mothers. Separating from your spouse and setting up a whole new life is more than a challenging task. It takes a lot of grit and gumption to go through the transformation of being together to being single. While separating, it is not just you who is suffering, but your child as well. Separation affects the children more than anything else, because it's even more difficult for the children to understand the reasons behind it. Thus, being a single mother is difficult, but not impossible. Assistance for single mothers can help you guide through turbulent times and bring you back to the shores of sanity, safe and sound. Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now.Apply Today!!


Grants for Single Mothers
Many single mothers don't know that there is financial assistance available for them, through 'grants for single women'. There is a wide range of websites that offer scholarships and grants to single mothers in need. The grants and scholarships help in providing financial aid for single mothers. Remember, that there is no problem in taking help. Don't just depend on grants, meanwhile look for part-time jobs as well. The earlier mentioned statistics indicate, that there are thousands of women out there, so remember you are competing against them for grants. The odds may be less, nevertheless, it is always good to have high hopes.

Government Assistance for Single Mothers
It is not hard to find government assistance for single mothers. Search and it shall be there! However, the federal governments offers grants for single mothers who are below a certain financial bracket. The financial requirements of single moms vary with changing times, as your little ones grows older. You will have to do a good amount of research while getting any kind of government assistance for single mothers. There are about 900 government assistance programs for single mothers in United States for single women. The best thing about government assistance for people who are into single parenting is that they do not distinguish between race, caste, creed or ethnicity.

Assistance for Low Income Single Mothers
While playing the role of single mothers, you need to consider a lot of things like paying the rent, school fees, college fees and medical needs. Sometimes, it becomes difficult for the single mother to choose between funds and food. There are government run programs which provides assistance for low income single mothers. A careful search on the World Wide Web will show you that there are private grants for low income single mothers.

Help for Single Mothers
There is no need to worry if you are a single mother. There is help available for you out there. There are many schools that offer scholarships for single mothers. Visit the financial aid office of the school to find out if such kind of help is available.

Sushmita Sen, the incredible actress, Miss Universe 1994 and a single mom epitomizes what single mothers should be like. Her work is worthy of all the praise. After winning the title, she adopted a girl child, against the social odds. No doubt she had financial assistance, but it takes a lot of grit to take up such a decision.

Being a single mother is definitely not an easy task, however, it can be accomplished if properly planned and executed. The decision of being single maybe voluntary or involuntary, the point remains that once single, there is another responsibility, which you have to shoulder. Surely, with wise usage of single mother assistance, you can be a successful single mother. Poor financial resources or other resources are no reasons for shunning away from the responsibility. Take it up as a challenge, see the bigger picture and be grateful to God for giving you an opportunity to discover your abilities for dealing with tough times!
Source - buzzle.com/articles/assistance-for-single-mothers.html


Friday 20 July 2012

Single Mothers-Single Parenting Facts

Single Mothers-Single Parenting Facts
The concept of single parenting has been around for quite some time now. It can be a result of a broken marriage, the loss of a partner or individuals choosing to be single parents without getting into the bond of marriage. There are several single parents who are trying to strike a balance between their professional and family life. Being a single parent can be very taxing at times and not knowing how to cope with the emotional stress, can take a heavy toll on your personal as well professional life. It can also be equally stressful for the children, to cope with single parenting. Awareness and knowledge can be helpful for those entering into single parenting and even those who are already single parents.
Pros
The myth that, children brought up by single parents often feel lonely and isolated, has been proved wrong. It has been observed that such children, if raised to be independent and confident, lead a very normal life and also succeed professionally.
Children of those single parents who have separated and moved on are often happy to see their parents happy, rather see them fight and argue daily. Such children do not develop behavioral disorders, unlike other children whose parents are constantly fighting.
Single parenting will also enable the parent to form a firmer bond with the child, to spend more quality time, to instill all the morals and values that the parent believes in and to communicate well.
Children of single parents learn to take responsibility at an early age, by helping around the household and helping with the daily chores. They also become independent sooner and learn to deal with difficult situations well.
If a single parent is in good and cordial terms with the former spouse, the child will have the scope of experiencing two different approaches towards life, which means a greater learning experience, as far as his/her life is concerned.
One of the most important facts is, that children of single parents would be more understanding towards their spouse and even towards their children.
Cons
The worst part of single parenting that results from divorce or the loss of a spouse is, the emotional trauma that the parent and children would have to go through. However, with the help of the support from family members and some counseling, coping with the situation can be made easier.
The next factor would be the guilt faced by the single parent, of not being able to provide a two-parent, 'normal' home to the child. Also, many single working parents suffer from the guilt of neglecting their child, due to excessive workload. Such children, who feel neglected and less cared for, may develop behavioral problems.
Single parents and their children may also be looked down upon, socially. Children may also face mocking by their peers and may give in to pressure, to be accepted by their friends. Such children often take to anti-social behavior like drug addiction, alcoholism and smoking.
An important single parent fact is, the financial burden that they would have to bear. Many times, single parents, especially single moms, may not be able to bear the financial burden which may be stressful for both the parent and the children.
Single parents with toddlers or pre-school aged children may find it difficult to handle their children all by themselves. It may be difficult for them to shuttle between their work, daycare and school. Due to their work commitments, they may not be able to spend quality time with the child.
These facts are in no way intended to discourage people from taking it up. In fact, single parenting can be an overwhelming experience, provided you plan accordingly, set rules and limitations for your children, like any other two-parent home and most importantly, bring them up with all the necessary love, care and affection!

Source:http://www.buzzle.com/articles/single-parenting-facts.html
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Thursday 12 July 2012

Seek Government Assistance for Single Mothers to Minimize Hassles


Seek Government Assistance for Single Mothers to Minimize Hassles

Life of a single mother is full of hardships. It is never easy to raise a child all alone as it requires a lot of hard work and bravery on the part of a single parent. A single mother gets frustrated to no end trying to cope with ever-rising expenditure of daily living and ensuring a good life for kids. With ever rising prices of products and services, life can be very stressful when there is no one to share the responsibility with. In order to help single mothers ease off the burden of life, Government Assistance for Single Mothers ensures timely help in the hour of need. 

These days, government help for single moms comes in the form of finances, university grants, and discount coupons. Single mothers who wish to seek help can greatly benefit from these measures. There are many Single Mothers Assistance Programs that can help them afford a house of their own in a convenient manner. Many programs provide emergency housing facility to families in need. There are programs that aim to provide Rental Assistance for Single Mothers. Mortgage loans and housing loans are available to single mothers at a low interest rate. They can even seek help with low down payment schemes especially meant for single parents. 

There are many single mothers who due to some familial problems or financial constraints are not able to pursue their educational dreams. They can take advantage of scholarships and grants offered to them by the government to chase their dreams. There are particular eligibility criteria for the deserving students. Government offers medical aid to the single mothers in need. They can take advantage from Children's Health Insurance Program. To help single mothers have a healthy and nutritional life, there are many nutritional programs that can provide help. 

Attending a full time job besides taking care of the toddler can sometimes pose challenges in the way of single mothers. Such single mothers can apply for Daycare Assistance for Single Mothers to seek benefit. Many single mothers who are in the middle of divorce proceedings and cannot pursue it further because of financial limitations can ask for Legal Help for Single Mothers. 

Being a single parent is a daunting task. It can pose numerous challenges and hardships in life. The difficulties of life, however, can be eased with the help of right assistance program by the side. Seeking timely help in the hour of need is very important to take maximum advantage. There are different websites that offers measures to help for single mothers. Local offices of state government can also be contacted for programs available. Eligibility criteria and features of program should be carefully studied before applying for it.



Source: http://www.articlesbase.com/parenting-articles/seek-government-assistance-for-single-mothers-to-minimize-hassles-5754946.html

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Saturday 7 July 2012

Assistance for Single Mothers

Assistance for Single Mothers

A study conducted by a renowned institution shows that, there are 13 million single parents in the United States, out of which 84% are single mothers. Separating from your spouse and setting up a whole new life is more than a challenging task. It takes a lot of grit and gumption to go through the transformation of being together to being single. While separating, it is not just you who is suffering, but your child as well. Separation affects the children more than anything else, because it's even more difficult for the children to understand the reasons behind it. Thus, being a single mother is difficult, but not impossible. Assistance for single moms can help you guide through turbulent times and bring you back to the shores of sanity, safe and sound.

Grants for Single Mothers

Many mothers don't know that there is financial assistance available for them, through 'grants for single women'. There is a wide range of websites that offer scholarships and grants to single mothers in need. The grants and scholarships help in providing financial aid for single mothers. Remember, that there is no problem in taking help. Don't just depend on grants, meanwhile look for part-time jobs as well. The earlier mentioned statistics indicate, that there are thousands of women out there, so remember you are competing against them for grants. The odds may be less, nevertheless, it is always good to have high hopes.

Government Assistance

It is not hard to find government assistance. However, the federal governments offers grants for single mothers who are below a certain financial bracket. The financial requirements of single moms vary with changing times, as your little ones grows older. You will have to do a good amount of research while getting any kind of government assistance. There are about 900 government assistance programs in United States for single women. The best thing about government assistance for people who are into single parenting is that they do not distinguish between race, caste, creed or ethnicity.

Assistance for Low Income Single Mother

You need to consider a lot of things like paying the rent, school fees, college fees and medical needs. Sometimes, it becomes difficult for the single mother to choose between funds and food. There are government run programs which provides assistance for low income women.

Help for Single Mothers

There is no need to worry if you are a single mother. There is help available for you out there. There are many schools that offer scholarships for women like you. Visit the financial aid office of the school to find out if such kind of help is available.

Being a single mother is definitely not an easy task, however, it can be accomplished if properly planned and executed. The decision of being single maybe voluntary or involuntary, the point remains that once single, there is another responsibility, which you have to shoulder. Surely, with wise usage of the assistance, you can be a successful single mom. Poor financial resources or other resources are no reasons for shunning away from the responsibility. Take it up as a challenge, see the bigger picture and be grateful to God for giving you an opportunity to discover your abilities for dealing with tough times!



Source:http://www.buzzle.com/articles/assistance-for-single-mothers.html

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Thursday 5 July 2012

Single Mother Resources

Single Mother Resources

The American Dream to own your own house inspires almost everyone. Single mother house loan problems though may keep a single mother buying a house from achieving that dream. Single mothers are the ones in society most in need of good, affordable housing, but in less of a position to get it. Some of the single mother house loan problems that a single mother buying a house can face are: having only one income, no credit history and little or no down payment. There are ways for a single mother to begin to work on these issues prior to applying for a single mom house loan.

Only One Income

In the past, most lenders have been reluctant to have only one signer on the loan. It is more common now. The statistics show that more single women are buying houses than single men, so a single mother buying a home is not such an odd occurrence anymore. However, the obstacle of income level is still a big problem for a single mother.

Housing loan guidelines say that only 30% of any homebuyer's income should go toward housing expenses. If the income is low, a person can be priced out of the market. Single mom house loan problems like this though can be finagled somewhat if the other two issues of credit and down payment are improved. Child support payments can be counted as income when filling out loan applications.

No Credit History

Some women have good employment history and enough income to buy a house but have either bad or little credit history. If owning a home is the goal, instead of renting an apartment one can choose to enter into a rent-to-own agreement on a house. This will increase the monthly payment on the housing, but a portion of it will go towards a down payment. The fact that a single mother makes payments monthly on time on a house will help smooth out the process when it comes to closing on the rent-to-own house. The mortgage at the end of the renting term should then be chosen with a good interest rate to lower the existing payment.

Small Or No Down Payment

The down payment is the biggest outlay when buying a home. Housing loans are based on the amount of the initial down payment, which most lenders prefer to be at least 10% of the purchase price of the house. However, as a single mother buying a house, you can find programs for first-time homebuyers with down payments as low as 3%. Some women's centers even have single mother housing assistance programs that match a down payment from a single mother to give them an added cushion and lower their monthly payments.

Housing loan requirements can make it a juggling act to have the necessary income, credit history and down payment to be approved for a loan. However, by working with agencies like HUD and working to strengthen income, credit history or down payment, a single mother can slowly work her way towards the achievement of buying her own home. With the help of HUD funding house grant single mothers may very well be able to purchase a house.



Source: http://singlemomsnet.com/housing/single-mother-housing-assistance-programs.php

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Thursday 21 June 2012

Scholarships for Women Over 40

Scholarships for Women Over 40


Oftentimes, women have to discontinue their education owing to several reasons. Sometimes an early marriage forces them to drop out of high school or college and concentrate upon household responsibilities. They often spend their learning years in bringing up their kids and attending other such responsibilities. However, it is not until their children grow up and become independent that these women realize the need of pursuing higher education. Low qualification can deter you from getting a good full-time job. Hence, it is a must that you complete a formal education in the field of your interest either for career purpose or for personality development. Many women think that 40 is too late to start learning afresh, while others are deterred due to financial woes. However, you will be delighted to know that there are many scholarships and grants available particularly for women over 40.

Scholarships for Women over 40

Scholarships for women over forty are offered through Federal Government grants as well as various other public and private organizations. Some charity organizations also offer scholarships for women belonging to particular ethnicity or social class. These scholarships are mainly targeted at women who wish to pursue education so as to join the workforce after a gap of many years. Grants are also available to women who wish to excel in a field of their interest for career or personal purposes. However, most of these scholarship programs have certain eligibility criterion which the applicants would have to fulfill.


Selected Professions Fellowships


The scholarship through this program is sponsored by American Association for University Women (AAUW). Scholarships are offered for graduate as well as postgraduate programs to the women of African-American origin. The scholarship grants range from USD 5000 to USD 20,000. However, the scholarship is applicable for only certain study programs like business, law and medicine.

Society of Women Engineers


Women who are interested in studying engineering can benefit from this scholarship program offered by the Society of Women Engineers (SWE). Financial assistance is also provided for women who wish to study computer science. These programs enable women to become better professionals.


AARP Foundation Scholarships


AARP Foundation offers scholarships to women belonging to lower or moderate income groups. Every year AARP offers thousands of scholarships which help women to become financially independent. However, AARP has some strict eligibility criteria which the applicants are expected to fulfill.

The Internet is the best place to search for various scholarship programs for women over 40. You can visit the official websites of colleges and universities in your locality and check if they have any special college scholarships for women over 40. You may also ring their offices or drop personally to inquire about financial assistance for female students over 40. If you find such a program, carefully check the eligibility criteria. Also, inquire about the maximum amount that can be offered as a scholarship.

Many scholarships require you to enroll for an education program within 6 months of the declaration date. These scholarships also make it mandatory for its beneficiaries to complete the program until culmination. Some scholarship programs also demand that you attend a full-time course to become eligible for the scholarship.

The application form can be submitted online or sent by mail. You will be required to fill out basic information such as name, address, age along with your educational credentials. Some organizations may ask you to write a short essay or statement of purpose. Enclose the required documents with the application form. The decision regarding the grant of scholarship is entirely based upon the authorities of the respective organizations. Full scholarships can be offered to a few candidates while other eligible candidates may earn partial scholarships. However, the decision is based mainly upon the qualification and aptitude of the candidates.

Thus, if you are interested in continuing education do not let your financial worries deter you from pursuing it. Hunt for scholarships and do everything you can to bag one. All the best!



Visit to: http://singlemothergrant-umcssa.blogspot.com/


Source: http://www.buzzle.com/articles/scholarships-for-women-over-40.html


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Monday 11 June 2012

Business grants help single moms

Business grants help single moms

Moms really need to support his or her children and in addition they require a large money to acheive it. Moreover, now there are probably not any one so that you can support her in their predicament. Plenty of courage is usually necessary so that you can be free from the problem that she is facing. There are individuals close to her to guide her plus the federal government has the benefit of many scholarships to support her. Numerous single moms might not be able to head over to university again to get better qualification need money to direct standard lifestyle.

Single moms may uncover likely throughout a predicament where there is no solution. The fact is usually which now there usually are many helpful information on her to get out. The government of the United States has been spending millions of dollars to single moms. Undoubtedly will be the better option for every single mom. The main points of your grants can be seen in the particular standard grant website of the government.

Before availing for business grants the single mom need to make some sort of work out within the project that will she is proceeding to propose. You'll find numerous alternatives and people possess distinct choices and enterprise methods. The problem is that in case the blueprint is not effectively accomplished, there will be flaws in the industry that ultimately steer her for you to better economic trouble. So careful planning is needed previous to heading towards a home based business grant.

Grants pertaining to single moms is the very best option to find some good extra money. With the aid of it single moms could ascend to their feet. In the event the mom could get the help of your friends along with family, it'll be even better for making her effort victorious. Generally there are quite a few not for profit companies as well as charitable organizations prize grants to single moms. There grants include $100 to help $5,000 and companies just like Women's Financial Fund boasts grants intended for business growth. To get the grant, you require for you to distribute expose proposal in addition to plans. So careful pondering is needed previous to going for any grant. The item is to generally be mentioned that numerous of them need not be repaid so that discovering the right one is usually of the prime value. While doing so single mothers might require specialist assistance ahead of making use of for a grant.

There are usually several web sites of which give a good idea about the grants and selections widely available to her. However, she is the one for taking the judgements. Your moms could contact your neighborhood business office of the government grants section to obtain the specifics of the grants.

Being a single mom is just not a crime. It is not the conclusion of the world. There are actually thousands involving options for you to make lifespan fruitful. There are usually people around you to support and to help allow you to be lead a normal life.


Source:http://www.articlesbase.com/debt-consolidation-articles/business-grants-help-single-moms-5770138.html

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Saturday 9 June 2012

$10,000 Single Mother Scholarship

$10,000 Single Mother Scholarship

Among the government scholarships for single mothers out there, there are some that stand out and you are encouraged to apply for these financial resources to help out your educational financial needs. Your first step in seeking financial assistance from the government is to file the Free Application for Financial Student Aid (FAFSA). The FAFSA will be able to match your needs with financial sources that are suitable for you.

You may be able to qualify for a Pell Grant. A Pell Grant is awarded based on financial need. The great thing about it is that it does not have to be paid back. So, it's essentially free money. After filing your FAFSA, you may also find out that you qualify for subsidized student loans, including Stafford and Perkins loans. If you have to get student loans, these two are the preferred loans to take out because their interest rates are lower compared to other sources for loans.

Free Scholarships For Single Mothers.Most schools or states will use the information provided by your FAFSA to match you with other scholarship opportunities suitable to your case. Your school may also use your FAFSA results to see if they can help you with any other form of financial aid.

Along with government scholarships for single mothers, there are also financial sources available from private and non-profit organizations. It is important that you do your own research to find those scholarships specific to your needs. eLearners.com, for instance, offers a full-tuition scholarship for an online college to needy single mothers, and fathers, through its Project Working Mom.

There is also a $10,000 scholarship giveaway that occurs about every two weeks for single mothers who need help in paying their college costs. The giveaway is done by Scholarships4Moms and it has already awarded numerous single mothers with $10,000 scholarships. To qualify, you must be at least 18 years old. The one-page online registration form is quick and easy to fill out. You should register promptly for a chance to win. Go here to register for this $10,000 scholarship for single mothers.


Visit to: http://singlemothergrant-umcssa.blogspot.com/


Source:http://finance.ezinemark.com/government-scholarships-for-single-mothers-fafsa-and-10-000-single-mother-scholarship-4f349be361b.html


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